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| Mortgage Loan in Chennai |
Applying for a mortgage loan is a process. The first step is
to request a Mortgage Loan.
To receive a Loan Estimate, you need to submit only six key
pieces of information:
- Your name
- Your income
- Your Social Security number (so the lender can check your credit)
- The address of the home you plan to purchase or refinance
- An estimate of the home's value
- The loan amount you want to borrow
Although you're not required to provide documents in order
to get a Mortgage loan, it's a good idea to share what you have with the
lender. The more information the lender has, the more accurate your Loan
Estimate will be.
It's a good idea to request Mortgage Loan from several
lenders. That way, you can compare your options and choose the best loan for
you and your family. Each lender is required to send you a Mortgage Loan within
three business days of receiving your six key pieces of information.
Once you've notified the lender that you would like to
proceed with an application, the lender may ask you to provide additional
information and documents to verify the information you have already submitted.
The lender processes this information and may follow up with you to request
additional information or clarification. Once the lender has received all the
necessary information, the lender approves or denies your loan application.
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