Home Loan Application Apply 04433044488 Documents Required For Home Loan

Buying a home is one of the major choices a person has to take throughout his life. It's rare case to search anyone who pays the total cost of home loan. Taking a home loan is a long journey, so many stages are involves. The key to getting your home loan in a simple way is being familiar with the entire home loan process.

Best banker for taking a home loans in Chennai because he knows your credentials compare to other bank else . If your transactions are limited to general banking transactions, you can approach your branch for your requirement. Generally housing loan proposals banks are you can approach HDFC bank, LIC Housing Finance, KMB, YES bank , SBI and other nationalized banks.

Documents Required For Home Loan

There are different requirements for above mentioned categories when opting for a home loan. Depending on the category you fall in, listing down the required documents below.

Salaried Individual

·         Identity and Residence

·         Latest salary-slip

·         Form 16

·         Last 6 months bank statements

·         Processing fee cheque

Self-employed Professional

·         Identity and Residence Proof

·         Education Qualifications Certificate and Proof of business existence

·         Last 3 years Income Tax returns (self and business)

·         Last 3 years Profit/Loss statement and Balance Sheet

·         Last 6 months bank statements

·         Processing fee cheque

Self-employed Non-Professional

·         Duly filled Application form with photograph

·         Identity and Residence Proof

·         Education Qualifications Certificate and Proof of business existence

·         Business profile

·         Last 3 years Income Tax returns (self and business)

·         Last 3 years Profit/Loss statement and Balance Sheet

·         Last 6 months bank statements (self and business)

·         Processing fee cheque

Home loan is a term loan agreement between the bank and the borrower. Besides mortgage papers for land and proposed building to be constructed are required. Estimate for loan and salary/income particulars are verified by banks to ascertain eligibility. CIBIL rating is also searched to find out loan obligations of the borrower with other banks. We are Profession All Kind Of Loans Provider For Affordable Home Loan & Housing Loan. Get more information apply 04433044488.